As I stood in my kitchen, the tantalizing aroma of melted chocolate swirled with the sweet scent of caramel took me back to my childhood, where cookie bars were the ultimate treat. Today, I’m excited to share my Triple Chocolate Millionaires Cookie Bars with Homemade Caramel, a delightful twist on a classic that’s sure to elevate your dessert game. These cookie bars are not just easy to whip up; they’re the perfect crowd-pleaser for any occasion, be it a family gathering or a cozy night in. Imagine biting into a soft and chewy cookie base, layered with gooey caramel and drizzled with rich chocolates—what’s not to love? Ready to impress your taste buds and those of your friends? Let’s dive into this indulgent recipe that’s bound to become a favorite in your home!

Why Are These Cookie Bars So Irresistible?
Decadent flavors collide in these Millionaires Cookie Bars, featuring a luscious caramel layer that will have you reaching for seconds. Easy to make, this recipe requires minimal ingredients and no complex techniques, perfect for both novice and seasoned bakers! Perfectly chewy, each bite offers a delightful contrast of textures—soft cookie, gooey caramel, and silky chocolate. Versatile ingredients allow you to play with flavors, so feel free to swap in your favorite chocolate chips or add nuts for extra crunch. Whether you’re serving them at a party or enjoying them at home, these bars are sure to impress! If you’re looking for other delicious treats, try out my Pumpkin Cheesecake Bars or Tiramisu Cookies Steal for more delightful desserts!
Cookie Bars Ingredients
For the Cookie Base
- Plain Flour – Provides structure; can use gluten-free flour for a gluten-free version.
- Bicarbonate of Soda – Acts as a leavening agent for lightness; necessary for rise.
- Salt – Enhances flavor; can reduce for low-sodium needs if desired.
- Cornflour – Adds tenderness; helps with cookie texture; use 50g more plain flour if unavailable.
- Unsalted Butter – Adds richness and moisture; can use dairy-free butter for vegan options.
- Granulated Sugar – Gives sweetness and aids in texture; light brown sugar can enhance flavor.
- Light Brown Sugar – Contributes to flavor and moisture; can substitute with dark brown sugar for a deeper taste.
- Medium Egg – Binds ingredients together; can replace with flaxseed meal or commercial egg replacers for vegan options.
- Vanilla Extract – Enhances overall flavor; no direct substitution, but vanilla essence can work in a pinch.
- Chocolate Chips (White, Milk, Dark) – Adds texture and sweetness; feel free to adjust types according to preference.
For the Caramel Layer
- Condensed Milk – Creates a rich, sweet caramel; Carnation brand is highly recommended for best results.
- Unsalted Butter – Adds creaminess to the caramel; avoid substitutions for optimal flavor.
- Caster Sugar – Sweetens and aids in caramel formation; ensure to use enough for proper texture.
- Golden Syrup – Gives caramel a glossy finish; can use light corn syrup as a substitute if necessary.
For the Chocolate Topping
- White Chocolate – Provides a sweet contrast; can mix in with milk or dark chocolate for a marbled effect.
- Milk Chocolate – Adds creaminess and sweetness; use your favorite brand for best results.
- Dark Chocolate – Offers a rich flavor; adjust to your taste, using semi-sweet for balance or bittersweet for depth.
Prepare to indulge in these guilt-free Millionaires Cookie Bars crafted with wholesome ingredients that promise a mouthwatering experience!
Step‑by‑Step Instructions for Triple Chocolate Millionaires Cookie Bars with Homemade Caramel
Step 1: Preheat the Oven
Begin by preheating your oven to 190°C (170°C Fan). While it heats, prepare a 9×9 inch square tin by lining it with parchment paper, leaving some overhang for easy removal later. This will ensure that your delicious Millionaires Cookie Bars come out perfectly formed, ready for a sweet indulgence.
Step 2: Whisk the Dry Ingredients
In a mixing bowl, whisk together the plain flour, bicarbonate of soda, salt, and cornflour until well combined. The dry ingredients will help form a sturdy structure for your cookie bars, so take a moment to ensure everything is evenly mixed. Set this bowl aside as we move on to the next step.
Step 3: Melt the Butter and Combine Sugars
In a larger bowl, melt the unsalted butter gently, either in the microwave or on the stovetop. Once melted, whisk in the granulated sugar and light brown sugar until the mixture is smooth and glossy. This creates a rich base for your cookie bars, setting the stage for their delicious sweet taste.
Step 4: Add Egg and Vanilla
Next, mix in the medium egg and vanilla extract into the butter-sugar blend. Whisk vigorously until the mixture becomes silky and homogenous. This step adds moisture and flavor, ensuring your Millionaires Cookie Bars are both chewy and aromatic.
Step 5: Combine Wet and Dry Ingredients
Slowly fold your dry ingredient mixture into the wet mixture. Stir gently until just combined to form a thick cookie dough. Finally, fold in the white, milk, and dark chocolate chips, ensuring they are evenly distributed throughout the dough for bursts of chocolatey goodness in each bite.
Step 6: Press into the Tin and Bake
Transfer your thick cookie dough into the prepared tin, pressing it evenly into the bottom. Bake in the preheated oven for 18-22 minutes, or until the top appears dry and slightly golden. Keep an eye on the edges for browning, as this indicates your cookie base is nearing perfection.
Step 7: Prepare the Caramel
While your cookie base is cooling, prepare the caramel by combining condensed milk, unsalted butter, caster sugar, and golden syrup in a saucepan over medium heat. Stir continuously as the mixture begins to heat, creating a smooth and creamy blend that will coat your cookie bars beautifully.
Step 8: Cook the Caramel to Perfection
Increase the heat to high and bring the caramel mixture to a boil. Cook for about 5-7 minutes, stirring constantly until the caramel thickens to a soft fudge-like consistency and turns a lovely golden hue. Be attentive—this ensures a silky layer atop your cookie bars.
Step 9: Pour Caramel Over Cookie Base
Once thickened, carefully pour the warm caramel over the cooled cookie base, spreading it evenly with a spatula. Allow this masterpiece to set at room temperature for 1-2 hours, creating a delectable layer that perfectly complements the chewy cookie base.
Step 10: Drizzle with Chocolates
To finish, melt the white, milk, and dark chocolates separately until smooth. Drizzle them over the set caramel in a decorative swirled pattern, allowing each chocolate layer to mingle. Wait until the chocolate sets fully, which will enhance the presentation of your gorgeous Triple Chocolate Millionaires Cookie Bars.

What to Serve with Triple Chocolate Millionaires Cookie Bars
Savor the moment as you prepare to indulge in a delightful feast that will elevate your dessert experience.
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Rich Vanilla Ice Cream: The creamy texture and subtle sweetness of vanilla ice cream perfectly complement the decadent cookie bars, providing a cooling contrast to the warm caramel.
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Fresh Berries Medley: A mix of tart raspberries, sweet strawberries, and juicy blueberries adds a burst of freshness, balancing the rich flavors of the cookie bars.
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Coffee or Espresso: The robust notes of coffee enhance the chocolate and caramel sweetness, creating a cozy pairing that’s perfect for an afternoon treat or after dinner.
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Whipped Cream Dollops: Light and airy whipped cream offers a lovely contrast to the chewy cookie base while adding a touch of elegance to each plate.
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Chocolate Dipped Strawberries: Intensify the chocolate experience by serving beautifully dipped strawberries alongside. The tartness of strawberries cuts through the sweetness while echoing the rich chocolate.
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Caramel Sauce Drizzle: For the ultimate indulgence, serve with an extra drizzle of warm caramel sauce. This luxurious addition takes every bite over the top, enhancing the indulgent layers of the cookie bars.
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Decadent Hot Chocolate: A rich cup of hot chocolate, maybe spiced with a hint of cinnamon, creates a warm and comforting pairing, perfect for sharing.
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Nutty Brownies: Pair with nutty brownies for a delightful double chocolate experience. The fudgy texture of brownies complements the chewy cookie bars beautifully.
How to Store and Freeze Millionaires Cookie Bars
Room Temperature: Store the cookie bars in an airtight container at room temperature for up to 1 week. This keeps them fresh while maintaining their chewy texture.
Fridge: If you want to extend their shelf life, you can refrigerate the bars for up to 2 weeks. Just make sure to wrap them tightly to prevent them from drying out.
Freezer: To freeze, cut the Millionaires Cookie Bars into portions and wrap each piece in plastic wrap, then place in a freezer-safe container. They will stay fresh for up to 3 months.
Reheating: When ready to enjoy, thaw in the fridge overnight, then bring to room temperature before serving. You can also reheat gently in the microwave for a few seconds for that fresh-baked warmth!
Make Ahead Options
These Millionaires Cookie Bars are perfect for busy home cooks looking to save time without compromising flavor! You can prepare the cookie base up to 24 hours in advance; simply bake it, allow it to cool completely, and store it covered at room temperature. The caramel can also be made ahead; it stays fresh in the refrigerator for up to 3 days when stored in an airtight container. When you’re ready to serve, pour the caramel over the cookie base and finish with the chocolate drizzle—this way, your bars will taste just as delicious as when freshly made! Enjoy this time-saving tip for simpler meal planning!
Cookie Bars Variations & Substitutions
Feel free to elevate your cookie bars with these delightful twists that will inspire your creativity and taste buds!
- Dairy-Free: Replace unsalted butter with dairy-free butter, creating a vegan-friendly version anyone can enjoy!
- Gluten-Free: Use a gluten-free flour blend instead of plain flour for a delicious option that caters to dietary needs without sacrificing flavor.
- Nuts Galore: Add a handful of your favorite nuts, like pecans or walnuts, for a delightful crunch in every bite that pairs perfectly with the rich caramel.
- Toffee Bonanza: Incorporate toffee pieces along with the chocolate chips for an extra layer of sweetness and an irresistible crunchy texture.
- Spiced Up: Add a pinch of cinnamon or a dash of espresso powder to the cookie dough for a unique flavor boost that will surprise your palate.
Imagine savoring a batch of Pumpkin Oat Cookies infused with warm spices! Alternatively, for a sophisticated touch, why not try a layer of caramel topped with a drizzle of dark chocolate, reminiscent of my Chocolate Chip Cookies which are always a hit.
- Fruity Twist: Blend in some dried fruits like cranberries or apricots for a chewy texture contrast that brings both sweetness and color to your bars.
- Caramel Swirl: Rather than a flat caramel layer, swirl in the caramel into the cookie dough before baking for a marbled effect that looks as good as it tastes.
- Adjust The Heat: If you crave a kick, fold in a pinch of cayenne or red pepper flakes with the chocolate chips for a surprising and delightful heat that perfectly balances the sweet.
Feel empowered to create your own signature Millionaires Cookie Bars—there’s something magical about making a recipe your own!
Expert Tips for Millionaires Cookie Bars
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Choose Quality Ingredients: Using high-quality chocolate and butter will greatly enhance the flavor of your cookie bars. Don’t skimp on these essentials!
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Proper Cooling: Allow the cookie base to cool completely before adding caramel. This helps maintain structure and prevents the caramel from melting into the cookie.
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Stir Constantly: While making the caramel, continuous stirring is key to achieving that perfect fudge-like consistency. It prevents burning and ensures an even texture.
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Use Carnation Condensed Milk: For the best caramel results, stick with Carnation brand condensed milk. Other brands may lead to a split and grainy caramel layer.
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Don’t Rush the Setting: Allow the bars to set at room temperature for at least 1-2 hours after pouring the caramel. This step is essential for the ideal mouthfeel and form of your Millionaires Cookie Bars.
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Experiment with Toppings: Feel free to mix and match chocolate types in the topping to create a custom flavor profile. Play around with nuts or toffee pieces for added texture!

Millionaires Cookie Bars Recipe FAQs
What’s the best way to select ripe ingredients for my Cookie Bars?
When it comes to selecting ingredients, quality is key! For the best results, opt for unsalted butter that’s creamy and fresh, as it will contribute to a rich flavor. Choose flour that’s freshly opened and free from lumps. Chocolate chips should be of good quality as well; I often prefer semi-sweet or dark for a rich flavor that balances the sweetness in the caramel perfectly.
How should I store my Millionaires Cookie Bars, and for how long?
Absolutely! Store your Millionaires Cookie Bars in an airtight container at room temperature for up to one week. If you’d like to keep them longer, they can be refrigerated for up to two weeks, just ensure they are well wrapped to prevent drying out. The chewiness will remain delightful, perfect for satisfying your sweet cravings!
Can I freeze Millionaires Cookie Bars, and how?
Definitely! To freeze your Millionaires Cookie Bars, slice them into individual portions. Wrap each piece tightly in plastic wrap and place them in a freezer-safe container. They will stay fresh in the freezer for up to three months. When you’re ready to enjoy, simply thaw them in the fridge overnight, or bring them to room temperature for that freshly baked taste!
What should I do if my caramel is too runny?
If your caramel turns out too runny, don’t worry! Here’s a quick fix: return the mixture to low heat and gently simmer while stirring continuously. Allow it to cook down for another 3 to 5 minutes until it thickens to that beautiful fudge-like texture you desire. Just be patient and keep an eye to prevent burning—this will rectify the runny issue!
Are there any dietary considerations for these Cookie Bars?
Yes, indeed! This recipe can be tailored for different dietary needs. For a gluten-free version, simply substitute plain flour with a gluten-free blend. If you’re looking for vegan options, use a dairy-free butter, flaxseed meal in place of the egg, and ensure your chocolate chips are dairy-free. Always check labels for allergens to ensure they fit your specific dietary needs.
Can I use different types of chocolate chips in my Cookie Bars?
Very much so! Feel free to switch it up by using all white, dark, or a blend of chocolate chips to suit your tastes. Adding in toffee pieces or nuts can provide a delightful crunch and flavor variation, making your Millionaires Cookie Bars a truly customized treat!

Decadent Millionaires Cookie Bars That Will Wow Your Tastebuds
Ingredients
Equipment
Method
- Preheat your oven to 190°C (170°C Fan) and prepare a 9x9 inch square tin by lining it with parchment paper.
- Whisk together the plain flour, bicarbonate of soda, salt, and cornflour until well combined.
- Melt the unsalted butter and whisk in the granulated sugar and light brown sugar until smooth and glossy.
- Mix in the medium egg and vanilla extract until the mixture is silky and homogenous.
- Fold the dry mixture into the wet mixture, then fold in the chocolate chips.
- Transfer the dough into the prepared tin, pressing it evenly and bake for 18-22 minutes until slightly golden.
- Prepare the caramel by combining condensed milk, unsalted butter, caster sugar, and golden syrup in a saucepan over medium heat.
- Increase heat and boil the caramel mixture for 5-7 minutes until thickened and golden.
- Carefully pour the warm caramel over the cooled cookie base and let set at room temperature for 1-2 hours.
- Melt the white, milk, and dark chocolates separately and drizzle over the set caramel in a decorative pattern.

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